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The following covers are usually included in an all risk car insurance policy
Own damage
Coverage for damage of your vehicle resulting from accidents, collisions, theft, fire, vandalism etc. It may also include compensation for bodily injuries or death due to an accident.
Total loss
Compensation for total loss or theft of your vehicle, up to its insured value is provided in all-risk car insurance in Lebanon.
Partial loss
Coverage for repairs or replacement of damaged parts of your vehicle due to an accident is covered under all risk car insurance.
Third-party Liability
Coverage for material damages, bodily injuries or death to any third party person(s), property or vehicle in an accident.
Additional coverage
Add-ons may be added at an extra cost. They may include coverage for personal accident or injury, towing, coverage for damage to the insured vehicle’s glass (windshield, windows etc.), coverage for natural disasters (earthquakes, floods etc.)
It is important that you go through all the terms and conditions of the all-risk policy to know particular inclusions and exclusions provided by the insurance company. Different insurance companies may have slight variations in coverage and policy details.