The longer your trip is, the stronger your coverage should be.

Long-term travel insurance provides cover for your long-term travel plans, whether it is a personal vacation or an extended business trip. Getting long-term travel insurance is not mandatory in Lebanon, but it protects you in unforeseen and emergency situations. Usually long-term travel insurance provides coverage for one to six months, depending upon your travel plans and the type of policy that you choose.

Since the duration of the trip is long, the risks are also more. Hence, you need to be extremely careful while choosing your policy. Buying long term travel insurance may be beneficial for you in the following ways  

• You may get worldwide coverage (for countries specified by the insurance provider) under a long-term travel insurance plan.
• Get complete assistance and support from our multilingual experienced team available to help you 24X7.
• In case of theft or baggage loss, your long-term travel insurance plan will cover the cost of all necessary items.
• You can get add-on covers at an extra price for better coverage and keep yourself financially protected in case of emergencies.

While the services covered may vary depending on the insurance company and the type of policy chosen, generally, the following are covered in a long-term travel insurance policy
Medical cover
If your regular health insurance doesn’t provide any overseas health cover, you are advised to choose a medical cover for emergencies abroad. Long-term travel insurance saves you from huge financial expenditures in a foreign land due to your illness.
Travel protection
Travel protection coverage in a travel insurance policy offers coverage on prepaid air tickets or delayed flights and also for missing connecting flights.
Emergency evacuation
It covers damages caused due to your expedition in distant and isolated lands in case of an emergency evacuation.
Baggage protection
Long-term travel insurance offers coverage for your lost or delayed baggage. If you have lost your luggage or arrival of your luggage has been delayed the insurer will cover for your losses.
Accidental death and dismemberment
This covers any accidental deaths or any serious physical damages caused in a foreign land. Before buying Travel insurance with this coverage, check if your destination is listed with the insurer for this type of protection.

Some situations that may not be covered under your travel insurance policy are

• Use of drugs or alcohol
• Ongoing treatment at home
• Some pre-existing conditions, especially those that are not stable and controlled
• Canceling your trip due to fear of travel or just changing your mind
• Non-emergency treatment that can wait until you return home

To get your ideal long term travel insurance policy, consider the following:

Check the countries included in your policy

Firstly, check the countries for which the policy offers coverage so that the country you are visiting is not excluded from it. There are certain long-term travel insurance plans that offer cover for only some specific countries.

Read through the policy terms and conditions

Make sure you go through the policy documents to know what’s covered and what’s not. Check if the policy has any restrictions based on destinations and activities.

Know the claim filing process

Just in case you need to file a claim, you need to know the process. Be transparent about your trip plans and declare everything you plan to carry. This will make the claim filing process easier.

You can renew your long-term travel insurance policy online with Compare360.com Lebanon easily. Just add your passport details, your policy number to make an online payment. Receive a soft copy of the policy in your inbox. You can also call us at +961 5 459 475 to talk to our customer support staff who will help you renew your travel insurance policy. In case your requirement has changed and you need a new policy, our insurance experts are ready to guide you through the whole process.