Cover your studies abroad, from country to campus.

Student travel insurance is a type of travel insurance for students who are going overseas for their education. In case of an emergency in a foreign nation, you would have to spend a lot. But when you have the right student travel insurance, it protects you from unwanted financial stress and covers during emergency situations.

In most cases, student travel insurance in Lebanon has an eligibility for ages between 16 – 35 years for those who are pursuing their higher education. 

One might assume that nothing can go wrong while abroad and not buying student travel insurance might save some money. But when unforeseen circumstances occur, the losses incurred are much more than the savings. When in a foreign land, there are numerous benefits of having a student travel insurance policy. A few of them are:

• You get worldwide coverage (for countries specified by the insurance provider) under the student travel insurance plan.
• Get complete assistance and support from our experienced multilingual team available to help you 24X7.
• In case of theft or baggage loss, your overseas student travel insurance plan will cover the cost of all necessary items.

Some policies offer compassionate visits. So, if you are hospitalized for more than a particular number of days (differs for each insurance plan), the insurance may cover the cost of travel and stay for any one of your immediate family members.

While the services covered may vary depending on the insurance company and the type of policy chosen, generally, the following are covered in a student travel insurance policy

• Medical expenses cover
• Passport loss
• Delay/loss of baggage
• Missed departure or connecting flight
• Trip delay
• Personal liability
• Medical evacuation
• Accidental death benefit
• Hijack allowance
• Loss of laptop
• Cover for accidents and illnesses
• Sponsor protection
• Study interruption
• Emergency accommodation benefit

Some situations that may not be covered under your student travel insurance policy are:

• Medical expenses due to pre-existing conditions
• Mental/ nervous disorders
• Self-inflicted injuries or harm
• Theft or damage of passport due to negligence
• Partial damage or loss of checked-in baggage
• Experimental or alternative treatments
• STDs
• Situations like war or civil unrest

To get your ideal student travel insurance policy, consider the following:

Firstly, check the countries for which the policy offers coverage so that the country you are visiting is not excluded from it. There are certain student travel insurance plans that offer cover for only some specific countries.

Make sure you go through the policy documents to know what’s covered and what’s not. Check if the policy has any restrictions based on destinations and activities.

Just in case you need to file a claim, you need to know the process. Be transparent about your trip plans and declare everything you plan to carry. This will make the claim filing process easier.

If you want to save some money on your student travel insurance policy, follow these tips

• Compare student insurance policies online with Compare360.com and get an idea of what different insurance companies offer
• Buy an insurance plan as soon as you book your trip
• Analyze the risks involved (if any)
• Opt for the right deductibles