Cover others. Keep moving.

Third-party liability may generally include the following, however it may vary from insurer to insurer

• Compensation for bodily injury or death to a third party
• Compensation for damage to third party’s property or vehicle caused by the policyholder’s vehicle

Certain situations may not be covered by a third-party car insurance policy:
These are:

• Injuries/damages caused to the insurance policyholder or their vehicle during an accident
• Contractual liability
• Any damage caused due to an ongoing war, war-like situation, nuclear risk, etc.
• Accidental death or any injury to the owner of the insured
• When driving without a valid driving license
• Intentional injury or damage
• Driving and causing an accident when under the influence of drugs and/or alcohol

Getting third-party car insurance with Compare360.com is a matter of a few clicks or a phone call. The following documents may be required

• Vehicle registration certificate
• Driving license
• Proof of address
• Valid identification
• Previous insurance policy (if any)

Depending on the policy requirements, some insurance companies can ask for more documents.

Given below are some techniques that you can use to save on third-party car insurance in Lebanon

No need to waste time shopping around by talking to many brokers or insurance companies. Just enter your car details on our website to compare car insurance quotations from different companies. You can also speak to our experts who will handle everything for you, end to end.

An unconventional way to get a lower premium is by being a good driver with little to no claim history on your policy. Policyholders with little or no claim history are awarded a No-Claims discount which lowers their policy premium significantly.

A smart way to get a discounted rate on your insurance is by buying more than one policy. You can club health, home, and motor insurance together from the same provider to get an overall discount on the premium.

Insurance deductibles are the amount you decide to pay out of your own pocket in case of a claim. By opting for a higher deductible, you can lower the premium. However, this affords you little protection in case of a claim, and you end up paying more in an emergency.

The main benefits of third-party car insurance are

• Provides material coverage for third-party damages in case of an accident which saves you from cost of repair of other’s damages.
• A more affordable alternative compared to all risk car insurance.

Filing a claim is a two-part process. Both the policyholder and the insurance provider must do their part. When you buy with Compare360.com, all you need to do is contact our car insurance experts at +961 5 459 475 who will be happy to help you
File a police report
The first thing you should do after an accident is to immediately call the police. You need to have a police report attached to your claim, so it's best to get the authorities involved as early as possible. The police report gives a clear and unbiased account of the collision and can go heavily in your favor during the claims process.
Take photographs
If you aren't heavily injured and have taken care of your co-passengers, you should take photographs that prove to be evidence of the damage to your car. It would help if you also took photographs of your surroundings to map out the collision's situation.
Inform your car insurer or call Compare360.com
Having your insurance provider in the loop is also imperative because they can help you collect information about the claim. They can advise which documents and evidence they need so you can arrange them accordingly.
Don’t accept any settlement
Do not, under any circumstances, accept an offer from any party or sign any waivers without consulting your lawyer or your insurance provider. There are chances you might be given a lower settlement than you deserve.
Save all receipts and documents
When you submit your claim with the insurance provider, ensure you have all the receipts, from towing to repair to medical expenses. All the receipts and documents are crucial to determine the amount of money you paid and what needs to be compensated, so keep them safe.