Wherever you go, get coverage that goes the distance.

Types of travel insurance plans available in Lebanon
Single trip travel insurance plan – this is a one-time travel insurance policy specific to one particular destination.
Multiple trip travel insurance plan – if you are someone who travels frequently, then you should opt for multiple travel insurance coverage. It covers you for multiple trips to chosen destinations over a long duration like maybe for an entire year.
Student travel insurance plan – students who go overseas for education can avail the benefits of special student travel insurance plans. There can be a limit to the duration of stay for the students, so it is best to check policy documents to know all the details.
Group travel insurance plan – if you are traveling in a group, this is the best plan to choose as it covers all the members of the group avoiding the hassle of too much paperwork and choosing individual plans. Group plans can be tailor made to specific requirements of the group. There is a maximum limit for the number of passengers in group travel insurance. 

While many of us feel that we need not waste money on travel insurance, it is very wrong. Travel Insurance is a safety net which protects from huge financial losses in unforeseen and emergency situations which when occur it becomes worth spending on. Some of the main benefits of buying travel insurance are

• Travel insurance will compensate you from any unforeseen adversities and you would not have to pay from your pocket
• Some plans compensate you for COVID -19 related emergencies, if detected positive
• 24-hour assistance on your trips by a team of professionals 
• Safeguards you from financial and legal liabilities in case of loss of documents, flight cancellations, lost baggage, money, or a medical emergency

Although coverage may vary depending on the insurance company chosen and your requirements, travel insurance policies generally tend to cover
Medical related coverage 

• Accidental death
• Dental expenses
• Medical evacuation
• Permanent disablement
• Emergency medical expenses
• Hospital daily cash allowance
• Medical and body repatriation

Journey related coverage 

• Personal liability
• Financial emergency assistance
• Flight delay
• Hijack distress allowance

Baggage related coverage 

• Loss of baggage and personal documents
• Loss of checked-in baggage
• Delay of checked-in baggage

Although coverage may vary depending on the insurance company chosen and your requirements, travel insurance policies generally wouldn’t cover the following scenarios

• Consumption of intoxicant substances
• Pre-existing diseases
• Breach of law
• Cosmetic and obesity treatment
• Self-inflicted injury

Identify the type of coverage
Before finalizing your travel insurance, find out about the coverage type offered by the policy. Find out if the travel insurance plan is primary or secondary. Primary insurance plans cover you out-and-out, while secondary insurance plans provide reimbursements and you are required to pay at the moment.
Review the coverage
Compare travel insurance plans online to make the best purchase. One of the best ways to maximize your coverage is to buy travel insurance at least 2 weeks before you are set to travel.
Be thorough with the policy documents
Make sure you are thorough with the policy terms & conditions. Check if the policy has any restrictions based on the destination or activity.
Know the claim filing process
Just in case you need to file a claim, you need to know the process. Be transparent about your trip plans and declare everything you plan to carry. This will make the claim filing process easier.